AlphaIQ Blog

Wealth intelligence for
Australian investors

Practical guides on super, CGT, retirement planning, property investment, and portfolio management — written for self-directed Australian investors.

How much super do you need to retire at 60 in Australia?

The $1 million benchmark is outdated. Here's how to calculate your real number — accounting for inflation, property equity, age pension, and the lifestyle you actually want.

CGT discount Australia: the complete guide for investors

The 50% CGT discount can save Australian investors tens of thousands of dollars — but only if you understand the rules. Here's exactly how it works for shares, property, and super.

Financial independence in Australia: calculating your FI number

The 4% rule was designed for US investors. Here's how to adapt it for the Australian context — with super preservation age, franking credits, and investment property in the mix.